Player Insurance and Club Medical Policy
Ballina RFC is covered by the IRFU Compulsory Group Personal Accident Scheme for clubs.
It is important that all members, coaches, players and parents associated with Ballina RFC familiarise themselves with the details of what you are insured for and more importantly, with what it is that you are not insured for.
Ballina RFC have purchased additional club top up cover, which provides a limited repayment of medical expenses incurred by any paid up member that is injured whilst representing the club. It is important that all members, coaches, players and parents associated with Ballina RFC familiarise themselves with the details of the cover provided and the claims process.
It is the policy of Ballina RFC, where a member of the Club is injured whilst representing the Club at either training or whilst playing that the Club will not cover the medical expenses associated with the injury greater than the additional top up cover referred to above.
(*The club additional top up cover provides for a claim of medical expenses incurred up to €500.00 subject to a €100.00 excess)
Ballina RFC does not have insurance cover for, nor can it provide costs towards any medical, dental, physio costs greater than the additional top up amount. It is the responsibility of every member, coach, player and parent to ensure that you and/or your children have the necessary insurance cover to meet your own personal needs.
The committee of Ballina RFC advises that members must ensure that they are adequately covered for serious injury. The committee recommends that individual additional personal accident cover is purchased by members. For further advice in this regard please contact Willie O’Connor on 094 9251333 see here for more details
Note: - Most schools offer 24/7 insurance through Allianz Insurance. By opting for 24/7 coverage, rather than just in-school cover, your child will be better insured overall and it covers rugby. The Allianz Insurance offer normally closes at the end of October each year. The charge for adding 24/7 cover comes at a minimal cost. Please contact your school for more information.
Full details of the IRFU Compulsory Group Personal Accident Scheme for Clubs and individual player top up cover can be found here
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